How Best Way to Buy Gold Can Help You Live a Better Life

Buу Bullіоn - Thе Best Wау tо Buу Gold Bullion

Fоr hundrеdѕ if not thоuѕаndѕ оf уеаrѕ gold hаѕ bееn uѕеd as a сurrеnсу аnd continues tо bе a hіghlу valued рrесіоuѕ mеtаl and соmmоdіtу. Gоld bullіоn hаѕ аlwауѕ bееn a trusted іnvеѕtmеnt to ѕhеltеr frоm rесеѕѕіоn аnd inflation. Gold рrісеѕ in thе wоrld market uѕuаllу stay stable еvеn through tіmеѕ оf rесеѕѕіоn, есоnоmіс instability and сurrеnсу vоlаtіlіtу.

Thеrе аrе mаnу ways to іnvеѕt іn gоld. This саn bе thrоugh buying gоld соіnѕ or rоundѕ and gоld bаrѕ. These аrе a form of рhуѕісаl bullіоn. Having аt least a роrtіоn of уоur investment роrtfоlіо held іn thе form of gold bullion іѕ always going tо be a good idea. The рrісе stability оf bullіоn can help рrоtесt your investment роrtfоlіо against recession, economic аnd currency instability.

Gold bullion рrісеѕ mау rіѕе and fаll over a реrіоd оf уеаrѕ hоwеvеr ѕuсh investments аrе not likely tо bе devalued. Invеѕtmеnt іn bullіоn hаѕ реrfоrmеd vеrу wеll оvеr thе раѕt fеw years. Gold соіnѕ аrе lеgаl tеndеr аnd hаvе a fасе value іn thе nаtіоnаl сurrеnсу thеу аrе minted it. As ѕuсh, gold coins can bе a ѕіmрlеr option ѕhоuld the nееd tо ԛuісklу lіԛuіdаtе уоur investment arise.

Thеrе аrе mаnу types оf gold coins оr bullіоn rounds available аrоund the world. Thеѕе іnсludе: Krugerrand, American Gоld Eagle, Mеxісаn Gоld Lіbеrtаd, Wіrtlаnd Gоld Crane, British Brіtаnnіа and a lоt mоrе.

The іntеrnеt hаѕ ореnеd uр gоld bullіоn investment tо people juѕt lіkе уоu whо рrеvіоuѕlу may nоt hаvе hаd access tо thе соnvеnіеnсе and ѕрееd that оnlіnе bullion investing оffеrѕ. Buying gold bullіоn оnlіnе іѕ ѕесurе, safe and straightforward. It offers уоu the ability tо have ѕесurіtу for уоur investment роrtfоlіо раrtісulаrlу durіng times оf есоnоmіс unсеrtаіntу.

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Best shop for gold jewellery shopping in Malaysia

Best gold jewellery shop part 1

Buying gold jewellery for could be tedious jobs to do when you do not know where to start. There a few hundreds gold shop in the capital city of Kuala Lumpur and surrounding cities area like Petaling Jaya, Shah Alam, even more, Port Klang. We are looking at the usual high street gold store up to several long lasted surviving old gold store that gives a personal touch to it customer. 

There were three types of the major gold store in Malaysia. 

a) High street chain store gold shop. This gold shop can be found anywhere near major department store shopping mall. 

 b Gold Distributor store. The principal purpose of this shop to supply gold product to various gold seller agents in particular area. Membership is required when to do purchasing here. 

c) Old gold jewellery shop. This type of store exists for past few decade before the high street chain event exists. They have a unique ability to repair and restore most of the gold jewellery that damage or broken. 

 Unique High Street gold shop

 The first pick for the high street store was Emas Sri Pinang Gold shop. It is a high street brand name store that gives an excellent customer service and very competitive gold price. One of best features was their very own jewellery designer that offer new product design that cannot be found anywhere. Emas Sri Pinang currently has five retail outlets in Klang Valley area. The first retail store was open at Semua House, (Kuala Lumpur). The other four are at Complex Metropoint,(Kajang), Kl Festival City,(Danau Kota), PKNS Complex Shah Alam and the latest outlet opened in Encorp Strand Mall, (Kota Damansara).Visit their official website here 

Kedai Emas Si Harmoni will be our second pick of the high street gold shop.This store was located at Kota Bharu Kelantan; It is a city about 400km  north-east from Kuala Lumpur. So what so special about this particular shop? It is famous for " Emas Kelantan "  or Kelantan Gold making craft. 

Kelantan gold was a gold making art which incorporates unique Malays cultural design in all it jewellery products. Initially, the art perfected from generations back from the 14th-century history of Malay Peninsular. At the period, Kelantan state was under Siamese protection, and like another regime, they required the state to contribute annual gifts of valuables. Among the famous one is a " Bunga  Emas "  ,  a decorated flower tree made from gold. 

Since then, Kelantan region was famous for their gold making and design which were unique and outstanding. Another bonus was their gold price as always as lowest as possible compare to the world market, usually about 0.3% to 1.5%  different from market price. It is a trade secret that puzzle to other competitors. Kedai Emas Si Harmoni could be found  at  335B-1 , Jalan Temenggong , Kota Bharu , Kelantan or view latest offer from their facebook

We will look to another two types of  jewellery golds shop on 2nd part

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Gold bullion and silver investment in Malaysia .

 Gold and silver as an  investment 

Using gold and silver as an investment were acceptable and norm ways to diversify your investment nest. You can invest on bullions, coins or jewellery made of gold or silver and waiting for right moment to sell it for profit . In Malaysia , gold was sell by local manufactures and distributor by introducing and producing their own brands .

There were many excellence goldsmiths and distributor for international recognize brand like PAMP Suisse. Gold coin and silver coin products were making into several types that applicable to Malaysia market.

Popular gold products. 

Primary type of gold popular in Malaysia was jewellery at 91.6% purity or 22K gold . Most gold shops sold and purchase this type of gold jewellery . The goods were sold base on their weight, design and craftmanship . The shop will charge base on current market price and extra charges for craftmanship. Secondly, gold bar and coins with purity 99.99% or 24K .

These product popular among gold investors and collectors. There were two major different of coin products that differentiate Malaysia gold market with others. . Their very own produce `Kijang Emas ` (Barking deer ) gold coins weighted either 1 oz, ½ oz and ¼ oz respectively. This product issue by Malaysia central bank and distributed by major local banks . Another product is gold `dinar` coin weighted by several size of 4.25g , 8.5g or 21.25g and 42.50g.

 Buying or selling Spread . 

All gold shop are having their own selling or buying spread . Their business plan was simple. Higher spread value and they are making profit. When your are selling or resale of gold, the shop try to buying at lowers possible price, make a new jewellery from that gold and sell it at higher rate. Most gold shop have worst gold price spread between 12 - 15% of gold value . Gold bullion offer much more better spread rate between 5% -9%. Several bullion manufacturer's publish their rate following world spot market and offer an hourly updated price.

 Investment opportunity's

Gold products purchases were tax free investment. No tax apply for selling or buying gold in Malaysia and also no tax for export or import of gold products. There is requirement for export permit and Malaysia central bank approval. Gold was considered as precious metal that can be use as collateral for obtaining private loan. The typically pawn brokering service give your gold appraisal value and give money up to maximum of 60% value of your gold at market price. Using pawn brokering service will give you option to inquired more gold . You only need to invest 40% cash to buying more bullion. It is continue into several tiers . It is advisory to repeat the process up to 3 times or less. The last gold bullion is key to unlock your investment . An increased in gold price will give effect directly to your total assets values less all loan taken and payments. What will happen if the price is decreasing ? There several new option can be done. 

Firstly , typical pawn broking periods can be extended for 6 months or more . This will give your extra time for price movements and trends changes. 

Secondly, buying more gold when prices were at downtrend. You can a get lower average price per gram from total gold that you own . When the trend change , it is possible to sold it with profit. Buy back policy and customer trust. Gold bullion business were monopoly by several local Malaysia gold manufacturer like PG gold and CGPC gold. 

Several others small minor manufacturers which selling under their own brands. Gold can easily traded by buy , sell or exchange . For example your are having 5 units of 1gram gold bullion. When someone interested in 5 grams bullion you can sell all 1 grams bullion in exchange of 5gram . All manufacturer have this buyback policy to increase sale , flexible and encourage people to make saving in form gold bullion. It is also function as trust and confident for the manufacturable able purchase back their sold gold as needed . Trading gold bullion in Malaysia was still at new stage . 

Using internet and social networking to discuss , review and advertisement , online gold trading was a very successful and comparative business . Many stockist buy or sell almost the same brand name . The only advantages that the stockists had were differential gold stock in weight and stockist location. As a gold stockist , they were making profit in tier sale commission and gold exchange scheme as a gram is a gram of gold . I.e. 5 items 1 gram for 1 item of 5 gram of gold . There many more future development and facilities like safe deposit rental and delivery service for valuable metals or exchange center for gold could be increase the people knowledge and start to invest in gold .

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